Warning and Disclaimer of Liability

William H. Lawson, Attorney at Law

The information provided in these pages is intended to be preliminary and informational ONLY. It is not legal advice nor may it be relied upon as such. The use of these pages does not establish an attorney-client relationship. Due to the time constraints in preparing these pages and for other reasons, the information provided herein may not be accurate. The information also may not be current, since it is not updated with each change in the law. For a correct statement of current Hawaii law with respect to a particular issue, please contact the law offices of William H. Lawson directly- either by phone at 1-808-524-5300 or by e-mail to lawson@aloha.com. We charge for this service and we reserve the right to decline each and every request without giving a stated reason.

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Hawaii Personal Injury and Accident Law News and Cases
For the first 9 months of 2006, the property and casualty insurance industry has again reported record profits. The results from ISO and PCI show that the insurers' profits increased from $29.8 billion in 2005 to $44.9 billion in 2006 - an eye-popping increase of $15.1 billion. These profits look particularly absurd when the actual purpose of insurance companies is examined. Insurance companies were created in order to share risk through a pooled fund. Their only utility arises from paying out claims. Yet claims paid per premium dollar has been dropping for years. The insurance industry is simply a "middle man" who is keeping more and more of the funds that it handles each year.